POSITION: Credit Analyst
Company Overview
HM PLUS MICROFINANCE Limited is a licensed financial institution operating under the laws of Ghana. It adheres strictly to the regulations that govern Microfinance Institutions (MFIs) in the country.
HM Plus Microfinance provides an array of financial services, including savings accounts, fixed deposits, and various loan options, all designed to support both individual and business growth.
The organization prioritizes the success of its customers by delivering fast, secure, and client-focused services. Our goal is to distinguish ourselves and grow through continuous product innovation that empowers our clients to become wealth creators.
Position Overview
This position is for a full-time Credit Analyst at HM Plus Microfinance Limited, situated in the Tema Metropolitan District. The Credit Analyst will be responsible for assessing credit risk, analyzing financial data, engaging with clients, and offering recommendations based on their findings.
Main Duties
- Conduct comprehensive assessments of financial statements and scrutinize credit applications, including new submissions, modification requests, refinancings, and annual due diligence.
- Provide recommendations related to the assessment and analysis of credit risk.
- Present findings, conclusions, and recommendations to management, especially regarding a borrower’s ability to repay.
- Keep abreast of the company’s lending policies.
- Reconcile credit files and identify discrepancies or variances.
- Develop and maintain spreadsheets and models to facilitate the evaluation of both new and existing credit applications.
Qualifications
- Credit Management and Financial Expertise
- Strong Analytical Skills
- Effective Communication Abilities
- Proficient in Credit Assessment
- Capability to Analyze Financial Statements
- Bachelor’s Degree in Finance, Economics, or a related field.
How to Apply for this HM Plus Microfinance Limited Job
Send a copy of your resume and a cover letter to info@hmplusfinance.com.
Closing Date: January 31, 2025
NOTE:
It is important to keep in mind that employers receive many applications for each job posting and will only select the most qualified candidates.
NOTE:
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