Job Opening at Eastland Micro-Credit Enterprise

Position: Auto Electrician

Eastland Micro-Credit Enterprise invites motivated and dedicated individuals to apply for the position of Loan Officer. This role offers you an exceptional opportunity to empower local groups, support small businesses, and contribute to economic growth through responsible lending practices in Accra.

About the Company

Eastland Micro-Credit Enterprise stands as a trusted microfinance institution committed to providing accessible and affordable financial services to underserved communities. We empower individuals and small businesses by offering credit solutions that enable growth and improve livelihoods. Our dedication to responsible lending, customer service, and community development drives our success. Consequently, we seek a Loan Officer who shares our values and can manage loan portfolios effectively while fostering strong client relationships.

Job Summary

We currently seek a Loan Officer to join our team in Accra. This position places you at the heart of our operations, where you will oversee group formation, manage loan disbursement, collect repayments, and reduce overdue loans. Your work will directly influence our ability to serve clients effectively and maintain financial sustainability.

Responsibilities

• Form and manage groups effectively, overseeing 3 to 4 groups per day, 5 days a week.
• Collect weekly cash collaterals and installments from group members, ensuring timely payments.
• Collect weekly security deposits from organised groups, maintaining financial discipline.
• Prepare a half yearly plan for loan disbursement to group members, ensuring efficient allocation of funds.
• Disburse loans following the set rules and regulations of the company, maintaining compliance and fairness.
• Collect installment payments from loan disbursements on a weekly basis, monitoring repayment performance.
• Complete loan application forms before loan disbursement, ensuring accurate documentation.
• Maintain daily realizable and realized information sheets, tracking loan performance and client status.
• Develop techniques to collect all default loans or late payments, reducing overdue loans and improving portfolio quality.
• Build strong relationships with clients, providing financial education and support to enhance repayment capacity.

Qualification and Experience

To succeed in this role, you must bring a combination of academic qualifications, practical experience, and personal attributes. Specifically, we require:

• Educational Qualification: Minimum of HND or Degree from a recognised institution.
• Communication Skills: Excellent verbal and written communication for engaging with clients and stakeholders.
• Location: Must reside in and around Mamobi, Alajo, Pig Farm, Nima, or Adabraka.
• Interpersonal Skills: Strong ability to build relationships and work with diverse groups.
• Organisational Skills: Capacity to manage multiple groups, schedules, and tasks effectively.
• Numeracy: Basic numerical skills for processing payments and managing loan records.
• Integrity: High level of honesty and professionalism in handling financial transactions.
• Problem Solving: Ability to identify and address repayment challenges proactively.
• Community Focus: Genuine commitment to community development and financial inclusion.

Why Join Eastland Micro-Credit Enterprise?

• Meaningful Impact: Contribute to empowering individuals and small businesses through financial inclusion.
• Community Engagement: Work closely with communities and build lasting relationships.
• Career Growth: Access opportunities for professional development and advancement.
• Supportive Environment: Join a team that values collaboration and dedication.
• Dynamic Role: Enjoy a varied role that combines client interaction, financial management, and community development.

Duty Station: This position is based in Accra, specifically covering Mamobi, Alajo, Pig Farm, Nima, and Adabraka. Candidates must reside in or around these areas for convenient daily operations.

How to Apply for this Job at Eastland Micro-Credit Enterprise

Do not let this opportunity pass you by. Interested applicants should apply as soon as possible with their CV to info.eastlandmicrocredit@gmail.com.

Application Deadline: Submit your application on or before 30th November 2026. Please note that only qualified applicants will receive contact.

Conclusion

Your loan management expertise can empower communities and drive financial inclusion at Eastland Micro-Credit Enterprise. Join us and become part of a team that builds livelihoods, supports entrepreneurship, and creates lasting impact. Apply now and take the next step toward a rewarding career in microfinance. We look forward to receiving your application.

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