Latest Job Advertisement at Fruit Micro Credit

POSITION: Credit Officer  

About the Role

Fruit Micro Credit is looking for a proactive professional to support its lending operations in Accra and Kasoa. This position focuses on client acquisition, credit assessment, and loan recovery. Therefore, success depends on your ability to manage risk, enforce repayment discipline, and deliver consistent results.

In addition, the role requires regular interaction with clients, which means you must combine analytical skills with strong interpersonal abilities.

Key Responsibilities

In this role, you will take ownership of the full credit cycle. You will not only issue loans but also ensure that clients meet their repayment obligations.

Your responsibilities include:

• Identify and onboard qualified micro and small business clients based on company guidelines
• Conduct detailed client assessments, loan appraisals, and field investigations
• Disburse loans and monitor repayment to maintain a Portfolio at Risk below the required threshold
• Follow up consistently with overdue clients and enforce recovery procedures
• Prepare and submit accurate daily, weekly, and monthly performance reports
• Educate clients on financial management and promote digital repayment options

Furthermore, you will play a key role in reducing default rates and strengthening the company’s loan portfolio.

What You Need to Succeed

To perform well in this position, you must stay focused, disciplined, and results driven. At the same time, you should feel comfortable working in demanding field conditions.

The ideal candidate should have:

• At least one year of experience in microfinance or credit operations
• A diploma or degree in Finance, Banking, Business Administration, or a related field
• Strong analytical and problem solving skills
• Effective negotiation and debt recovery abilities
• Proven track record in managing loan portfolios and controlling delinquency
• Ability to meet targets under pressure
• Riding or driving skills will provide an added advantage

Moreover, a strong sense of accountability will help you achieve success in this role.

Why You Should Apply

This position offers more than a routine job. Instead, it gives you the chance to build expertise in credit management while working in a structured environment.

Here is what you can expect:

• Competitive salary with performance based incentives tied to recovery
• Opportunity to grow within a fast growing financial institution
• Access to structured training and continuous professional development
• Exposure to real world credit operations and client management

Additionally, you will gain valuable experience that can advance your career in banking and finance.

Work Location: The role covers operations in Accra and Kasoa. Therefore, flexibility and willingness to work in both locations will support your success.

How to Apply for this Job at Fruit Micro Credit

If you meet the requirements and want to take on a challenging and rewarding role, submit your application using the details below:

• Send your CV and Cover Letter to: fruitMicroCredit@gmail.com

Application Deadline

Ensure you apply before 30 April 2026. Only shortlisted candidates will receive further communication.

Take the next step in your finance career and join a team that values discipline, growth, and performance.

NOTE: 

Please be aware that employers typically receive a high volume of applications for each position and will only shortlist the most qualified candidates. Please note that NewsNowGh.com is not involved in the employer’s recruitment decisions and does not guarantee that applicants will be shortlisted or selected for any role.

RECOMMENDED JOBS

• Firstly, Job Vacancy at Food and Agriculture Organization
• Secondly, Old Mutual Latest Job Advertisement
• Thirdly, Abt Associates Latest Job Recruitment
• Then,  Latest Job Notice at Pumptech Limited
• Also, Studex Africa Calls For Job Applications
• Moreover, New Job Vacancy at Gold Fields Ghana
• Furthermore, Advans Ghana Calls For Job Applications
• Afterwards, West View Medical Centre Invites Job Applications
• Moreso, New Job Opportunity at Epiroc Ghana
• Finally, Job Opening at African Cashew Alliance